Terms of Use

Effective Date: October 1, 2019

Last Updated: January 1, 2023

Welcome to the White Wing Insurance Solutions LLC (“WWIS”) website, www.whitewinginsurance.com, and other WWIS-related sites, communications, capabilities, and services (“Services”) accessible on or by any top-level WWIS domain owned by us (collectively, the “Sites”). Please read these Terms of Use (“Terms”) carefully. By using the Sites, you (“User” or “you”) agree to these Terms and to the conditions and notices set forth below (collectively, the “Agreement”). By accessing or using the Sites in any manner, you agree that (1) you have read and familiarized yourself with this Agreement, (2) you understand the Agreement, and (3) you are bound by the Agreement in your use of the Sites. You are entering into this Agreement with WWIS. If you do not accept all of the terms and conditions contained in or incorporated by reference into this Agreement, please do not use the Sites.

Modification of These Terms of Use

We reserve the right at any time, at our sole discretion, to change or otherwise modify the Agreement without prior notice, and such changes will be effective immediately upon posting. Your continued access or use of the Sites signifies your acceptance of the updated or modified Agreement. Unless otherwise indicated, any new material added to the Sites will also be subject to the Agreement. Be sure to return to this page periodically to review the most current version of the Agreement.

Who Can Use the Sites

The Sites are not intended to be used by persons under the age of 18 years old. If you are under the age of 18 years old, please do not use the Sites or any of the services offered by WWIS. If you are submitting information for a business entity, by doing so, you represent that you have the authority to bind that business entity to the Agreement. We may, in our sole and absolute discretion, refuse to allow the use of the Sites or accept a person’s or entity’s information and may, at any time, refuse to permit a person’s, or entity’s, continuing use of the Sites for any reason or for no reason, in our sole discretion.

Materials Made Available on the Sites

The Sites may contain information, software, documentation, data, services, logos, trademarks, trade dress, artwork, text, video, audio, video, pictures, content and other materials (collectively, “Materials”). You may download Materials that provide information on WWIS products and services (such as white papers, press releases, datasheets, and product documentation), which are made available by WWIS for download from the Sites. WWIS retains all rights and title to such Materials, but grants you the limited right to use such Materials for your personal, non-commercial and informational purpose, provided that, you do not (a) distribute any such Materials on any networked computer or broadcast such Materials in any media; (b) remove any proprietary notice language from such Materials; (c) make any modification to such Materials; or (d) make any representation or warranty relating to such Materials. Except as expressly provided above, or as specifically permitted elsewhere on the Sites, you may not use, reproduce, republish, post, transmit or distribute any Materials.

WWIS, and/or its licensors or suppliers own the Materials, as well as the design, structure, selection, coordination, expression and arrangement of such Materials, and all intellectual property rights therein and thereto. The WWIS logos, trademarks, service marks or other business names are the trademarks or registered trademarks of WWIS or its subsidiaries in the United States and other jurisdictions (“Trademarks”). All other company and product names may be trademarks or registered trademarks of their respective companies. The Materials and the Trademarks are protected by law, including copyright, trademark and other intellectual property laws, as well as unfair competition laws and international treaties. Other than the limited rights granted in these Terms, nothing on the Sites shall be construed as conferring to you any license in any intellectual property rights, whether by implication, estoppel, or otherwise.

You acknowledge that the Sites have been developed, compiled, prepared, revised, selected, and arranged by WWIS and others through the expenditure of substantial time, effort, and money and constitute valuable intellectual property and trade secrets of WWIS and others. The Sites, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof, are copyrighted as a collective work under the United States and other copyright laws and is the property of WWIS. The collective work includes works that are licensed to WWIS.

User Conduct and Obligations

The content and information on the Sites (including, but not limited to, messages, data, information, text, music, sound, photos, graphics, video, maps, icons, software, code or other material) (collectively, the “Content”), as well as the infrastructure used to provide such Content, is proprietary to WWIS. Without our prior written permission, you may not use, copy, reproduce, republish, upload, post, transmit, distribute, or modify our trademarks or other proprietary information in any way. You agree to follow all applicable laws and regulations when using the Sites. You may not use the Sites in any manner that could damage, disable, overburden, or impair the Sites or interfere with any other party’s use and enjoyment of the Sites. Additionally, you agree not to:

Provide false or misleading information about yourself too WWIS, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any Content, message or other communication;
Register, subscribe, attempt to register, attempt to subscribe, unsubscribe, or attempt to unsubscribe any party for any services if you are not expressly authorized by such party to do so;
Collect information about other visitors to the WWIS Sites without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or email addresses;
Probe, scan, test the vulnerability of or breach the authentication measures of the Sites or any related web pages, networks, or systems;
Use any robot, spider, scraper, deep link or other automated or manual means to access the Sites, or copy and/or redistribute any Content, information or software on the Sites;
Manipulate or otherwise display the Sites by using framing, creating deep links to the Sites by bypassing the Site's home page, mirroring or similar navigational technology or directly link to any portion of the Sites other than the main home page;
Attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software programs used by WWIS in connection with the Sites;
Input or upload to the Sites any information that contains viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, interfere with, intercept or expropriate any system, the Sites or information or that infringes the intellectual property rights of another;
Attempt to gain unauthorized access (by hacking, password “mining” or any other means) to any portion or feature of the Sites, any other system or network connected to the Sites, any WWIS server;
Breach the security or authentication measures on the Sites or any network or system connected to the Sites.
Use any device, software or routine in order to interfere, or attempt to interfere, with the proper working of the Sites, any transaction conducted on the Sites, or any third party’s use of the Sites;
Use or access the Sites in any way that, in WWIS sole judgment, adversely affects the performance or function of the Sites or interferes with the ability of authorized parties to access the Sites, including but not limited to any action that imposes, or may impose, in WWIS sole discretion, an unreasonable or disproportionately large load on our infrastructure; and
Engage in, perform, or conduct any of the prohibited actions or activities identified below under “Reviews, Comments and Use of Other Interactive Areas.”
Use the Sites or Material for any purpose that is unlawful or otherwise prohibited by these;
Solicit the performance of any illegal activity or other activity which infringes the rights of WWIS or third parties.

Access to the Sites may be monitored by WWIS, including to verify your compliance with these Terms.

Your Communications to WWIS via the Sites

Except for any personal information we may collect from you under the guidelines established in our Privacy Policy (located at www.whitewinginsurance/privacy-policy and incorporated by reference herein) any material, information, or other communication you transmit, upload or post to the Sites will be considered non-confidential and non-proprietary. By posting such communications to any part of the Sites, you automatically grant, and you represent and warrant that you have the right to grant, to WWIS a royalty-free, irrevocable, perpetual, non-exclusive, transferable, fully-paid, worldwide license (with the right to sublicense) to use, copy, modify, perform, publish, display, reformat, translate, excerpt (in whole or in part) and distribute such information and content and to prepare derivative works of, or incorporate into other works, such information, and content, in any form, media, or technology now known or later developed, and to grant and authorize sublicenses of the foregoing. You also represent and warrant that the holder of any rights in such content, including intellectual property rights, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above.

You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to WWIS on or through the Sites. You may not pretend that you are any other individual or entity, or misrepresent your authority to represent any entity.

If you provide any feedback, recommendations for improvements or features of the Sites or any WWIS products or services, implementation of that feedback or recommendation is owned by WWIS and may become part of our Sites, products, and services without compensation to you.

Intellectual Property

Except for public domain material, the Sites are protected by intellectual property laws, including U.S. copyright laws. You are hereby granted a non-exclusive license to use the Content at the Sites while connected to the Sites (including, where available, emailing individual Content to others directly from the Sites). You are also granted a limited license to print one copy of any Content posted at the Sites, but only for your personal use. Except as expressly provided above, all other rights are reserved. Among other things, except to the extent required for the limited purpose of reviewing material on the Sites, electronic reproduction, adaptation, distribution, performance or display is prohibited. Commercial use of any of the Content is strictly prohibited. The use of any of our trademarks such as metatags on other websites also is strictly prohibited. You may not display the Sites in frames (or any of the Content via in-line links) without our express written permission, which may be requested by contacting us through our feedback form.

Electronic Communications

When you visit the Sites or send or accept electronic messages through the Sites, you are communicating with us electronically, and as a result, you consent to receive communications from us electronically. We may communicate with you by email or other authorized forms of electronic message or by posting notices on the Sites. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You further agree that any notices provided by us electronically are deemed to be given and received on the date we transmit any such electronic communication as described in the Agreement. You have a right to withdraw your consent to receive electronic communications at any time and may request a paper version of any electronic communication. You acknowledge that such withdrawal of consent will prohibit you from accessing and using core functionalities of the Sites. You further acknowledge that we reserve the right to charge you a reasonable fee for the production and mailing of paper versions of electronic communications unless charging a fee is prohibited by applicable law. To request a paper copy of electronic communication, write to us at legal@whitewinginsurance.com.

If our hardware or software requirements change, we will post to the Sites notice of the revised hardware or software requirements. Continuing to use the Sites after receiving notice of the changes to the Sites is a reaffirmation of your consent.

Reviews, Comments, and Use of Other Interactive Areas

Please be aware that by submitting any message, data, information, text, music, sound, photos, graphics, code or any other Content to the Sites by electronic mail, postings on the Sites, or other social network platforms operated by WWIS, including any questions, comments, suggestions, ideas or the like contained in any submissions (collectively, “Submissions”), you are certifying that you are the rightful owner or licensee of the Submission and you grant WWIS a nonexclusive, royalty-free, perpetual, transferable, irrevocable and fully sublicensable right to (a) use, reproduce, modify, adapt, translate, distribute, publish, create derivative works from and publicly display and perform such Submissions throughout the world in any media, now known or hereafter devised; and (b) use the name that you submit in connection with such Submission. You acknowledge that WWIS may choose to provide attribution of your comments or reviews at our discretion. You further grant WWIS the right to pursue at law any person or entity that violates your or WWIS rights in the Submissions by a breach of the Agreement. You acknowledge and agree that Submissions are non-confidential and non-proprietary.

The Sites and WWIS other social network platforms may contain discussion forums, bulletin boards, reviews or other means in which you or third parties may post Content, messages, materials or other items on the Sites (“Interactive Areas”). If WWIS provides such Interactive Areas, you are solely responsible for your use of such Interactive Areas and use them at your own risk. By using any Interactive Areas, you expressly agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Sites any of the following:

Any Submission that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable;
Submissions that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law;
Submissions that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party;
Submissions that impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity, including WWIS;
Unsolicited promotions, political campaigning, advertising, contests, raffles, or solicitations;
Private information of any third party, including, without limitation, surname (family name) addresses, phone numbers, email addresses, Social Security numbers and credit card numbers;
Viruses, corrupted data or other harmful, disruptive or destructive files;
Any Submission that is unrelated to the topic of the Interactive Area(s) in which such Submission is posted; or
Submissions or links to Content that, in the sole judgment of WWIS, (a) violates the previous subsections herein, (b) is objectionable, (c) restricts or inhibits any other person from using or enjoying the Interactive Areas or the Sites, or (d) exposes or could expose WWIS or its customers to any harm or liability of any type.

WWIS takes no responsibility and assumes no liability for any Submissions posted, stored or uploaded by you or any third party, or for any loss or damage thereto, nor is WWIS liable for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography or profanity you may encounter. WWIS is not liable for any statements, representations or Submission provided by its Users in any public forum, personal home page or other Interactive Area. Although WWIS has no obligation to screen, edit or monitor any of the Submissions posted to or distributed through any Interactive Area, WWIS reserves the right, and has absolute discretion, to remove, screen or edit without notice any Content posted or stored on the Sites at any time and for any reason.

If it is determined that you retain moral rights (including rights of attribution or integrity) in Submissions, you hereby declare that (a) you do not require that any personally identifying information be used in connection with the Submission, or any derivative works of or upgrades or updates thereto; (b) you have no objection to the publication, use, modification, deletion and exploitation of the Submission by WWIS or its licensees, successors and assigns; (c) you forever waive and agree not to claim or assert any entitlement to any and all moral rights of an author in any of the Submission; and (d) you forever release WWIS, and its licensees, successors and assigns, from any claims that you could otherwise assert against WWIS by virtue of any such moral rights.

Any violation of the foregoing violates the Agreement and may result in, among other things, termination or suspension of your rights to use the Interactive Areas and/or the Sites. See “Termination”, below.

Digital Millennium Copyright Act Notice

WWIS respects the intellectual property rights of others. WWIS may, in appropriate circumstances and at its sole discretion, terminate the access of Users who infringe the copyrights or intellectual property rights of others.

If you believe your work has been copied and is accessible at the Sites, or other social network platforms operated by WWIS, in a way that constitutes copyright infringement, or that the Sites contain links or other references to another online location that contains material or activity that infringes your copyright, you may notify us by providing our copyright agent the information required by the U.S. Online Copyright Infringement Liability Limitation Act of the U.S. Digital Millennium Copyright Act (“DMCA”). Our agent for notice of claims of copyright infringement on or regarding the Sites can be reached by mail: White Wing Insurance Solutions LLC, Attn: Legal, 8549 Wilshire Blvd. #1084, Beverly Hills, CA 90211; by email: legal@whitewinginsurance.com.

Your notice must satisfy the requirements of the DMCA and include the following information:

(i) Your name, mailing address, and email address;

(ii) A statement identifying the copyrighted material you claim is infringed, such as a URL linking to an authorized version of the copyrighted material;

(iii) A statement identifying where the allegedly infringing material is located, such as URL linking to the allegedly infringing material;

(iv) A statement that you have a good faith belief that the allegedly infringing material identified in section (ii), above, is not authorized by the copyright owner, its agent, or the law;

(v) A statement, made under penalty of perjury, that the information in this notice is accurate and that you are the owner of the copyrighted material or are authorized to act on behalf of the owner of the copyrighted material; and

(vi) An electronic or physical signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

WWIS will process and investigate notices of alleged infringement and will take appropriate action under the DMCA and other applicable intellectual property laws.

WWIS Privacy Policy

The WWIS Privacy Policy governs the use of information collected from or provided by you through the Sites. With respect to any individual whose personal information is provided by you to WWIS, you represent to WWIS that you have obtained all necessary consents for the processing of such personal information contemplated by the services you are using, including the transfer of such data to the United States or other countries whose laws may not provide the same level of protection for the personal data as the laws of the country of origin of such individual.

WWIS believes in protecting your privacy. Please click here to review our current Privacy Policy, which also governs your use of the Sites and all other Sites, pages, accounts and other electronic media owned or controlled by WWIS, to understand our practices.

Security

Users are responsible for the protection of their account numbers, customer name, and password associated with Internet access to all Sites and Interactive Areas. In the event of any unauthorized access to your account, you must immediately notify WWIS; however, WWIS is not responsible or liable for damage of any kind as a result of any unauthorized access. To protect yourself from unauthorized access to your account information, WWIS highly recommends that you change your password frequently and do not share your password with anyone.

Limitation of Liability

IN NO EVENT SHALL WWIS BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, EXEMPLARY, SPECIAL, PUNITIVE AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR ANY KIND OF DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS’ FEES AND LOST PROFITS OR SAVINGS), EVEN IF WWIS HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY, INABILITY TO USE, OR PERFORMANCE OF THE INFORMATION, SERVICES, PRODUCTS, AND MATERIALS AVAILABLE FROM THE SITES, OR RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION RESULTING FROM THE USE OF OR INABILITY TO USE THE SITES OR WWIS SERVICES WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WWIS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Disclaimer of Warranties

WWIS MAKES NO REPRESENTATIONS ABOUT THE ACCURACY, COMPLETENESS OR SUITABILITY OF THE INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, AND SERVICES, CONTAINED ON THE SITES FOR ANY PURPOSE, AND THE INCLUSION OR OFFERING OF ANY PRODUCTS OR SERVICES ON THE SITES DOES NOT CONSTITUTE ANY ENDORSEMENT OR RECOMMENDATION OF SUCH PRODUCTS OR SERVICES BY WWIS. ALL SUCH INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WWIS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WWIS DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WWIS DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

WWIS DISCLAIMS ALL WARRANTIES AND CONDITIONS THAT THE SITES, ITS SERVERS OR ANY EMAIL SENT FROM WWIS, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WWIS HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT.

ESTIMATOR DISCLAIMER

White Wing Insurance Solutions, LLC. (“WWIS”) is providing the Insurance Quote Estimator (the “Estimator”) for your (the “User’s”) information, convenience, and entertainment. WWIS does not guarantee that any User of the Online Quoter will receive a correct premium, the numbers provided are projected numbers. The Estimator provides only estimates of potential cost, not actual, and is solely for demonstrative purposes. The Estimator is not a substitute for any professional advice, whether health, legal, financial, or otherwise. While reasonable efforts have been taken to ensure the accuracy of the information provided, WWIS is not responsible for any errors and all content is subject to change without notice. WWIS is not responsible for any general, special, indirect, incidental, or consequential damages, nor are they responsible for any technical malfunctions, including without limitation, any injury or damage to any user or the system. User agrees that the Estimator is provided on an “as is” basis their use is at their own risk. User’s access and use of the Estimator constitutes User’s acceptance of the terms and conditions contained herein and any Terms of Use and/or Privacy Policy related to the Estimator.

Indemnification

You agree to defend and indemnify WWIS and each of its subsidiaries, affiliates, directors, officers, agents, licensors, suppliers, partners, investors, employees, successors and assigns (collectively, the “Provider”) from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including but not limited to reasonable legal and accounting fees, arising from:

Your breach of these Terms;
Your use of the Sites or Materials;
Your violation of any law or the rights of a third party; or
Any transaction or activity related to your use of the Sites.

You and each of your successors, assigns, subsidiaries and affiliates, hereby unconditionally release and forever discharge WWIS and each of its subsidiaries, affiliates, directors, officers, agents, partners, investors, employees, successors and assigns harmless from any and all complaints, claims, charges, damages, demands, suits, actions and causes of action, whether at law or in equity (including attorneys’ fees, costs, and expenses), known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with your use of the Sites. In the event you fail to promptly indemnify and defend such claims or pay the expenses of the Provider, as provided above, the Provider has the right to defend itself, and in that case, you shall reimburse the Provider for all of its reasonable attorney’s fees, costs and damages incurred in settling or defending such claims within thirty (30) days of each of the Provider’s written request.

Termination

You agree that WWIS, in its sole discretion, may terminate or suspend your use or access to the Sites, Interactive Areas, Submissions, Materials, Content, information, and services at any time and for any or no reason, in its sole discretion, and without prior notification, even if access and use continues to be allowed to others. Upon such suspension or termination, you must immediately (a) discontinue use of the Sites, and (b) destroy any copies you have made of any portion of Submissions. Accessing the Sites, Interactive Areas, Submissions, Materials, Content, information, and services after such termination, suspension or discontinuation shall constitute an act of trespass. Further, you agree that WWIS shall not be liable to you or any third party for any termination or suspension of your access to the Sites, Interactive Areas, Materials, Content, information, and services.

Third Parties

The Sites may contain links to sites, pages, accounts, or other electronic media owned or controlled by parties other than WWIS. Such links are provided for your reference and convenience only. We do not control such sites and are not responsible for their contents or the privacy or other practices of such sites. Further, it is up to you to take precautions to ensure that whatever links you select or software you download (whether from the Sites or other sites) is free of such items as viruses, worms, Trojan horses, defects, and other items of a destructive nature. Our inclusion of links to such sites does not imply any endorsement of the material on such sites or any association with their operators. In some cases, you may be asked by a third-party site to link your profile on WWIS to a profile on another third-party site. Choosing to do so is purely optional, and the decision to allow this information to be linked can be disabled (with the third-party site) at any time.

All trademarks, trade names, logos, images, typefaces, graphics, service marks and trade dress displayed on the Sites (collectively, the “Marks”) are the property of WWIS or its licensors, content providers, or other third parties. Nothing in these Terms or on the Sites shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any Mark without the prior written consent of WWIS or the owner of the Mark. In addition, the look and feel of the Sites, including all page headers, custom graphics, button icons and scripts, is the service mark, trademark and/or trade dress of WWIS and may not be copied, imitated or used, in whole or in part, without the prior written permission of WWIS. All other trademarks, registered trademarks, product names, and company names or logos mentioned in the Sites are the property of their respective owners. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise, does not constitute or imply endorsement, sponsorship or recommendation thereof by WWIS.

If you are aware of an infringement of either your brand or our brand, please let WWIS know by contacting us via phone or email. See “How to Contact WWIS,” below.

General

You agree to use the Sites in strict compliance with all applicable laws, rules, rulings and regulations and in a fashion that does not, in the sole judgment of WWIS, negatively reflect on the goodwill or reputation of WWIS and shall take no actions that would cause WWIS to be in violation of any laws, rules, rulings or regulations applicable to WWIS. WWIS and the Sites are based in the United States. The Agreement shall be governed by and construed in accordance with the laws of the State of California without reference to the principles of conflicts of law of that state or any other jurisdiction. You hereby consent to the exclusive jurisdiction and venue of the courts of San Diego County, in the State of California, or the courts of the United States located in San Diego County, California, and stipulate to the fairness and convenience of proceedings in such courts for all disputes arising out of or relating to the use of the Sites. You agree that all claims you may have against WWIS arising from or relating to the Sites must be heard and resolved in a court of competent subject matter jurisdiction located in the State of California within one (1) year from the date on which such claim or action arose or accrued or such claim or cause of action will be irrevocably waived. Use of the Sites is unauthorized in any jurisdiction that does not give effect to all provisions of the Agreement, including, without limitation, this paragraph. If any part of the Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remaining provisions in the Agreement shall continue in full force and effect.

The Agreement (and any other terms and conditions referenced herein, including the Privacy Policy) constitutes the entire agreement between you and WWIS with respect to the Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the User and WWIS with respect to the Sites. A printed version of the Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

WWIS failure to insist upon or enforce strict performance of any provision of these Terms will not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice acts to modify any of these Terms. WWIS may assign its rights and duties under these Terms to any party at any time without notice to you. WWIS makes no representation that materials on the Sites are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access the Sites from locations outside California do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in violation of United States export laws and regulations. Any claim relating to the materials is governed by the laws of the State of California.

WWIS and its affiliates are not liable for damages as a result of any delay or other failure of performance due to causes beyond its reasonable control including, without limitation, acts of God, acts of customer or any of its representatives, acts of military or civil authorities, fire or other casualty, strikes, lockouts, weather, epidemic, war, riot, terrorism, telecommunications interruptions or computer viruses.

How to Contact WWIS

If you have any questions or comments about the Agreement or your dealings with the Sites, please contact us by email sent to legal@whitewinginsurance.com or by mail at White Wing Insurance Solutions LLC, Attn: Legal, 8549 Wilshire Blvd. #1084, Beverly Hills, CA 90211, U.S.A.